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The Freedom of A Budget

The Freedom of A Budget

B udgeting has been given a bad rap.  Millions have tried it and given up.  Thousands of articles have been written about it. Hundreds of apps have been developed. Lots of “financial guru’s” swear by it.  Yet, most give it a try and give up before they experience the real freedom it gives. Why…

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Colored Sticky Note Magic

Colored Sticky Note Magic

I know something is coming in the mail today, a bright new Apple MacBook Pro. I’m excited. I bought my last new computer back in 2012 so it’s time.I’ve been planning for it to arrive for the last few days. After I got the UPS notice that the delivery window would be between 3:15 and 7:15 pm, I cleared my schedule…

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Guilty, Guilty, Guilty

Guilty, Guilty, Guilty

Buyers remorse is a powerful emotion. We’ve all had it before. “Why did I buy that? I know I don’t need it, but I wanted it. I shouldn’t have…”

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The Secret of Incremental Savings

The Secret of Incremental Savings

There are tons of places to start when you get serious about getting out of debt.  If you are a big picture person, one of the best places to start is to imagine what life would be like if you had the money for the things you need and want before you purchase them.

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You Are Not Alone

You Are Not Alone

Being in debt can be a lonely journey. Yes, it’s a journey.  It’s a long hard journey that millions face alone.  Imagine that, millions of people are alone in their debt.

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